I tend to focus on fundamental analysis when I buy stocks and ETFs. As such, before I took David’s classes, I always knew WHAT to buy; I just never knew WHEN to buy. Now that I am armed with his incisive and useful insights, I now also know WHEN to buy -and when to sell. The information has saved and earned me thousands of dollars in the last year. It has saved me even more in the last couple of months. Seeing the signs of a downturn in mid-December 2007 (thanks to what I learned in David’s classes), I virtually “gutted” my three retirement accounts, selling off almost all of my equities, ETFs and mutuals. I have been “sitting in cash” ever since, watching the market go down, while my cash is earning interest. The ETFs that I did keep were commodity funds, because the “technicals” showed that they would continue to rise – and they have! Big time! Thank you, David!

And learning from David is not only profitable. It is fun. He has a rare quality of showing genuine personal interest in each and every one of his students. I am not exaggerating when I say that he is the best teacher I have ever had in my life, and that includes grade school, high school, undergrad college, and grad college.”

William A.

I have been in four classes with David England as the teacher at John A. Logan College. He has always displayed patience and understanding when dealing with his students, including those of advanced age who aren’t as knowledgeable about the operation of computers as younger students. Students who have been in David’s classes always look forward to the start of another semester of Finance 229 and 230. His patience and care in explaining the operation of the Stock Market, how to read, understand, and use the indicators; MA, RSI, Slow Stochastics, the Overlays and other indicators has been invaluable. His knowledge of sources and connections is catholic. He presents the subject matter to his classes in a matter that is easily understood and without ever becoming impatient or condescending with us. I have become very comfortable with his easy going style of teaching and feel that his honest and caring manner elevates him to a higher level than most instructors.

George E.

Very dynamic, keeps up with changes, and keeps that information stream going. Following his methods with the technical analysis, I think it really helps the person to make the right choices. As long as you continue to follow the guidelines that he has outlined, then you should do well. David isn’t the kind of person that tells you that you need to “buy this” or you need to “sell that.” He gives you the tools to be able to make the decisions yourself. It’s kind of like the old adage of “you can give a person a fish, or you can teach him how to fish.” His method is one of teaching you how to fish, and I think it has been very helpful.

Dr. Herman L.

Actually, one of the reasons why I first started taking the classes and the seminars with David is because my husband and I had made a mistake of totally relying on somebody else. We paid the price back when the market went down in 2008. There are not enough years for us to re-coop now, so we decided to be a little more proactive, and to gain information so we can communicate with our broker; to ask intelligent questions, or even know when we are supposed to ask. One of the things that I really admire and appreciate about David’s teaching style is that he takes complex concepts, and breaks them down so that someone, like myself with absolutely no background knowledge, and somebody being in the class with retired CPA’s, or former banking, or someone who has taken the class for five years, everybody walks away with what he calls “golden nuggets.” For my husband and I, we went to have a conference with David on a one-on-one basis, so we could talk more specifically about the securities and things that we had; our holdings. What he helped empower us with is information on how to develop a spreadsheet to do an audit ourselves, where to go for information, and helped us on what it was that we were seeing. We were shocked to find out all the hidden fees, not only the management fees, but the hidden fees in there. He helped us to develop charts so we could see that some of our securities were dramatically under-preforming; thirty, forty, or more percent compared to the market. I feel very fortunate to have had associations with David and learning opportunities from him.

Valerie L, Ed D.

You wouldn’t hear from the broker. You would have to call them to get an appointment. You would sit there and go “yeah… yeah…” and in the end you would really go, “what did I really understand?” You learn so much, just in the time I have known him and taken his courses. The good thing is that he shows you how to evaluate the stocks, or the bonds, or whatever it is that you own, in comparison to the market; “am I doing ok? Should I be in this? Or should I be in something else?” That’s a big plus for managing your money, and maybe your family’s money, if you have children; if you’re managing their education funds. Really, I didn’t know if I was going to enjoy it that much, but I really do. I even got my high school aged son to take it. He took both the Introductory and the Advanced Course at John A Logan with David, and he really enjoyed it. When it comes right down to it, you are responsible for yourself. There is no one else who is going to look out for you. It really empowers you to be in control of your own destiny; your own future. If anyone has any high school aged children, get them into these courses. It is not taught in public schools. Obviously, you do not learn it in college; I didn’t. I didn’t even learn it after I was out of college.

Dr. Sylvia G.

 When I started investing fifteen years ago, you met with the counselor; they picked out which mutual funds they thought were best for you, you gave them your money, and you sat on it, and every month you watched it go up. Well, even if it was a little bit, it was still going up. In 2006 or 2007, when we had the big downturn, I kept opening the envelope and it was going down. Every month it was going down, and I felt so helpless because I did not know what to do. That’s when I first heard about David’s class. I stated going and I felt empowered; I got the power back. I teach my students that knowledge is power. That’s what I was after. I was after the knowledge that this is never going to happen to me again; that I’m going to feel so helpless. I actually took his introduction class a couple of times. I don’t think that’s a stain on David’s teaching, as much as I was just so ignorant in the ways of the stock market. Lots of people actually do that. They take it over and over because you learn something every time. If you are willing to put the time and the effort into it, depending on your knowledge level going in, if you are like me and didn’t know anything; could barely read my statement, it’s going to take time. You have to be willing to take that time. The advice that I got was that it would probably take two years of classes, paper-trading, and doing the projects in class, before you have any business making your own decisions about money.

Paula M.

I would love for my children to get involved, and my grandchildren because there is so much knowledge out there. David teaches you how to find this knowledge, works with you, and shows you how to get around on the computer to find all about your companies and your stocks, what the market is doing, and what to look for; what to beware of. He teaches so well that it makes it interesting and personable. You feel comfortable. You feel like “okay, wow I had no idea that this was out there and available.” I had always liked the market, and had been interested in it, just had never really known what to do or how to do it, until I started David’s class. If I have a question, I can call him, or email him and he answers. He doesn’t say “well you should do this, this, and this” he will ask you all these questions to get you to think to work through it. It would be selfish of me to keep this, and I always encourage people to come to his classes and see what he has to say. I know that they think that they are going to walk in and he is going to say “you need to buy this and you need to buy that” and that’s not at all what it is. Its education, it really is. Its education you can’t get anywhere else.

Patricia  P.

The first thing David does is teach you how the market works, which sort of is a surprise to me because it’s not like it in 1980s or 1990s, there’s program trading and big money that really influences prices. You have to understand what their thinking is behind it, and how to understand how to identify trends; how to identify what they are doing with their money. He also teaches us how to research fundamentals of different securities, so that you know what is behind the security and what whether it is a strong background or not, and how to identify what kinds of news items will affect prices, and different indexes, and different sectors; different markets and how they each interact with each other too. It’s sort of complex, but the more that I learn from him, the more I realize I don’t know. Every class I go to, I learn something new. I will probably take his classes and courses as long as he is teaching them, because I always learn something new. My husband and I moved to Southern Illinois to retire, and at that point we were relying on our portfolio for our income. After I took David’s first class, I called my broker and said “I would like to take control of my money.” I moved to an online broker, and have been managing it ever since. I’ve invested some of it, and I’ve traded some of it. It has been really fun; I love it. I knew with David’s assistance, with learning what I learned from him, I didn’t have that fear. I’ve made some choices that didn’t work out, but in the end the cost of those learning experiences is probably equal with what I would have paid to my broker, if I would have continued with a broker. It’s almost like a game, and I love trying to figure out how to win that game.

Loren H.

I’ve actually invested for about fifteen or twenty years on my own, but I learned a lot of bad habits like most people do, and someone referred me to David and his class. I took that, and it was a wonderful class; it made a world of difference. It has been an eye-opener. If you’ve had not much success with investing, or you’re just trying to keep your head out of the water, you know sometimes people just need a change; they need more tools in their toolbox. That’s what the class is really all about; using the indications that he gives you to see what the “big money” is doing. Whether you have a lot of money, or don’t have a lot of money, whatever you do have, you need to learn how to use it. David removes a lot of the fear. I don’t know if you can ever remove all of the fear, because nobody knows 100% what the market is going to do, but you can get a better grasp and a better hold on things; a better idea of which way things are going. He always makes the stipulation, “do not try this with real money until you’ve tried with paper-trading accounts, which are free. The most exciting part for me is the confidence that you get from the course itself. We’re told in class to “trade what you see, not what you hear.” The only thing I would say is that I would recommend anybody to at least go to and look at the website; look at the training that’s available. You will not be sorry that you took any of the training at all, because one thing is about David is that he has always promised you a certain thing for the money that you spend, which is very reasonable, but he over-produces. You’ll come out way ahead in the long-run; I always have. I plan on being a part of this from now on, with my kids and my grandkids.

Jim C.

We’ve had two down years, if you go back to 2002 and 2008. I knew I was going to retire pretty soon, so I wanted to protect my money, and I knew the only way I could do that would be to have a better understanding as far as what is going on in this market. I learned the hard way. On the market, I got out on the bottom and lost quite a bit of money; when you’ve worked all your life, that’s your retirement. I knew that I had to make some adjustments; I had to find out and get a little bit of knowledge as to what was actually going on here. I am so fortunate to find a person such as David. David is a type of person who doesn’t tell you what to buy, he shows you the indicators. That’s the important thing right there. Once you have an idea, as far as the indicators, what to look for, then you can make your decisions as far as what you want to do. Instead of being an emotional type buyer, you can be a practical type buyer. Everything you hear on TV is not necessarily the way it should be, as far as this goes. His classes run ages 18 to 80; you’ve got a duke’s mixture. The thing that I really enjoyed with the classes, with what he gets into, he talks about the world and the economy as a whole, but then he gets into the stock market and shows you the little things that you need to know; what you need to look for. It’s the other people that are in that class that you need; these are going to be friends. We sort of got a little club going now where we got six or eight people and like to meet at least once a month. This class with David is absolutely something that you need to take.

Scott J.

One of the things that I found is that his classes are very empowering. He empowers you to do what you think needs to be done. He is a good teacher, but he also educates you, and doesn’t give you false encouragement. He encourages you to invest, but he lets you know from the beginning that it is not going to be easy; you are going to have to put in a little time and effort, and you are going to have to work at it, but if you are willing to put in the work, then you will reap the rewards. I really like the fact that he doesn’t try to mislead us. He tells us the truth and we will all benefit from it. He says from the very beginning that this is a family venture, so I have been talking to my husband and have also encouraged other people to at least get involved; get their feet wet. I have actually had a little seminar in my church to encourage people to invest, and to give them some of the basics of what they need to know, and how things have changed since the probably did start putting funds in mutual funds and 403Bs and 401Ks. It’s not too late. I certainly hope to have a few more years on this earth, and while I am here I want to get the most out of my money; I want to enjoy it, I want to enjoy life. The best way to do that is to make money work for you.

Carol H.

I’ve made and lost my share of money in the market, without knowing what I was doing. I felt pretty foolish a lot of the time, but I was at that point where I am young and I can recover. After you get to a certain point, you aren’t thinking that that money is easy to get back; you have worked hard to maintain it and let it grow on its own, not taking the risk that you did before; you want to find a way to do that. Wouldn’t it be refreshing to know when you go in, how to communicate with this person on their level, or even understand the vocabulary and their terms they are using, so you don’t feel like you are lost in that conversation. You know how it is going to affect you, whether it is good or bad. Know what your money is doing. Take some empowerment over what your future is going to be. I don’t care whether you’re 20, or 60, or 80. There were people of all ages in the class. Unfortunately, I was probably one of the younger ones, most of the time; there were some college aged kids in there, for whatever reason, but if they had gotten anything out of that class, their future is going to be 100 times brighter. They can understand how things cycle, and how they can use that to their advantaged, opposed to just blindly throwing their money at something and believing that it’s going to be there in the future. This is something I can learn and take away; he just wants to give me the truth, like the old saying “the truth is going to set you free.” It’s not exactly going to set you free and make you millions of dollars, but it’s going to help you understand what you’re doing with the money that you have, and where you are putting it. I feel like even the money I’ve lost or made, I’ve learned more than having someone else do it for me.

Andy C.